What retirement benefits (if any) do you receive as a teacher? We are not able to receive Social Security benefits, so I purposely chose to work in a district with a decent pension plan. I keep reading about how our pension fund is going to go broke or be completely nonexistent by the time I retire. This is horrifying to me, as I'm so afraid of being old and broke. My only other funding source is a very small Roth that I'm building on my own. Is your district doing any better?