So today I went to my best friend's bridal shower. There was karaoke, a jacuzzi and a stripper pole; a good time was had by all. When we got ready to go home, it was a little after ten. Well, one of the girl's cars was completely dead. Nothing worked. So we popped the hood and I pulled my car around and turned my high beams on so they could see. Well, finally the bride's father shows up with his big F-350 so he was like "You can go on home. I'll handle this." So I pulled off and head home. But I'm in an unfamiliar area and I'm trying to use my GPS system to go home, but the GPS is moving a little slow so I'm lost. Well, suddenly I see a police officer coming towards me and then he swings behind me. Well, since I'm well beneath the speed limit, because I'm lost, I don't even think that anything of it. But then he hits his lights and my stomach sinks and look at my dash board. Yes, my high beams are still on. I'm like "Crap. Well there goes my spending money for the next month. " I pull off into a parking lot and lower my music and my window. He comes up to my car and touches the back of my car (which being the reality junkie I am, I know this is done so that if anything happens to the officer, his finger prints are proof that he came in contact with me and my vehicle) and then shines his flashlight in my eyes. License and proof of insurance. Well, I'd just come from a party and I didn't have my full wallet. I had my license, my debit card and the plastic insurance card from progressive, but not the sheet form with alll the info. I didn't know I needed the paper form. When I hand the my license and the "insurance card" to the copy. He's like there's nothing I can do with this; See if you can find the paper. Well, of course, I can't. I have no clue where it is. He says he'll try to pull up my policy via my license plate, but that if he can't, I'll get a ticket for not having my insurance card. Long story short, he was able to so I didn't get the ticket. He tells me, he pulled me over "because high beams are my pet peeve" and warns me to call Progressive and get the verification of insurance and make sure I carry it with me. I think it helped my case that when he ran my license, I don't have a criminal record and had never even received a speeding ticket. He question why I was so far from where I live so late at night and I was able to give him the exact address of where I was coming from, but I was SO nervous trying to explain myself and was having brief pauses even answering basic questions like "is __________ road where you live now?" "...no, it's my mailing address" "where do you live?" "...ummm...uptown." "What brings you over to this side of town". "...my best friend's bridal shower". "Where was that?" "...umm..creek...crestwood...1234 crestwood". lol. I'd never interacted with a police officer before. Have you ever received or nearly received a ticket? What happened?