My husband insists on having a join checking account for all of our expenses. I say let's have a checking account for bills and each one of us have a separate checking account with a set spending amount for small occasional luxuries like an extra purse, or video games. He hates my idea and our spending is getting out of control and I'm afraid that we are going to start fighting about money. We have only been married for a little over a year and we were both sort of good with our money. We came to the marriage without credit card debt and good credit. How do you handle your spending with your mate?