Questions About Teachers' Pay

Discussion in 'General Education' started by Jinkies, Jul 1, 2012.

  1. Jinkies

    Jinkies Rookie

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    Jul 1, 2012

    Hi everyone. I have been getting into personal financial more recently (watching Suze Orman, getting better at budgeting, that kind of stuff) and a few more questions about teachers' salaries have come up. If you don't mind me asking, I have a few questions for you all.
    1. Do you (or did you before the recession) receive a cost of living or step increase every year? If so (and if you don't mind answering) how much is it?
    2. Does your school help pay tuition if you are going back for your Master's?
    3. If you did go back to get your Master's, how much more do you earn per year?
    4. How much does heath insurance cost you?

    Thank you so much. I hope that I don't seem too nosy, I have just been thinking about these things lately and can't seem to find any answers on the local school districts' pages.
     
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  3. kpa1b2

    kpa1b2 Aficionado

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    1. sometimes
    2. no, I should qualify that. If I would go back to school for a specific degree that is offered by the school's authorizer the answer would be yes.
    3. yes for my first master's, no for my 2nd
    4. none, I use dh's insurance.
     
  4. Aliceacc

    Aliceacc Multitudinous

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    I'm probably not of much help to you, since I teach in a Catholic school But here goes anyway.

     
  5. JustMe

    JustMe Virtuoso

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    1. Do you (or did you before the recession) receive a cost of living or step increase every year? If so (and if you don't mind answering) how much is it?

    Experience pay, yes...but COL increase has been hit and miss because of the economy. One percent was the last raise.

    2. Does your school help pay tuition if you are going back for your Master's?

    No, but it's required.

    3. If you did go back to get your Master's, how much more do you earn per year?

    It's not a set amount each year...the first year is less a difference than the fifth year. But on average, I'm ballparking $3,000 or so a year increase.

    4. How much does heath insurance cost you?
    Just me, so it's free. I do have a separate cancer policy for my husband and myself which is around $70 a month and a disability insurance plan for both of us which runs about the same.

    Thank you so much. I hope that I don't seem too nosy, I have just been thinking about these things lately and can't seem to find any answers on the local school districts' pages.[/QUOTE]
     
  6. Caesar753

    Caesar753 Multitudinous

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    Jul 1, 2012

    Per our contract we are supposed to receive COL and step increases every year, but those things are always the first things frozen when there are budget issues. We didn't get COL or step increases for about 4 years. We finally got them this year, but that was because the union and the district were at impasse during contract negotiations, so we reverted to our contract as-written, with no concessions or freezes. The amount of the step increases really varies depending on your placement on the salary schedule, but it's usually a few hundred or a thousand. It's not a whole ton of money, but it isn't chump change either.

    Neither my school nor my district will pay tuition for continuing education in most cases. There are some special programs where the district will reimburse tuition payments if you jump through particular hoops. My TESL program was reimbursed by my district, but that's not very common.

    I earn about $5k more per year with a masters, maybe a little more.

    The basic health plan is free for teachers; I upgrade to the better plan for around $50 per month. I also added my hoosband to that better plan, and that costs around $150 per month. So, the total that we pay in health coverage is $200 per month, but half of that is for optional upgrades.
     
  7. scmom

    scmom Enthusiast

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    1. We used to have cost of living increases regularly - usually 2 or 3% or so. It varied each year. We had step increases but after 10 years you step out so no more increases. We haven't had cost of living for 6 years and they froze step increases last year.

    2. Nope

    3. Nothing in my field - a couple of thousand with the other teachers.

    4. Use my husband's which is cheaper but it is ridiculously expensive - $1300 bimonthly for our family. I was part of a group of teachers who received benefits but they reduced our hours. In my case, I work 1 hour less for the entire year to get my benefits. I'm not allowed to attend an extra meeting or event that would bump me up.

    We are also getting 10 less school days next year which will be about another 6% decrease in pay. The principals all attended a meeting last week during which the financial people told them they think it will be another 3 or 4 years of bare bones budgets and cuts in California.
     
  8. giraffe326

    giraffe326 Virtuoso

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    1. Do you (or did you before the recession) receive a cost of living or step increase every year? If so (and if you don't mind answering) how much is it? We have not received a pay increase of any kind since the 2008-2009 school year. We have been frozen on our step and no COLA. Prior to that, we moved up a step yearly, and NC had been making increases to the overall pay scale almost yearly. My last raise was $430 and that was a step PLUS a COLA. However, I am currently making $2,040 less than I would if they hadn't frozen steps. And this upcoming year would be a $1000+ jump. Too bad I won't get that!

    2. Does your school help pay tuition if you are going back for your Master's? Nope.

    3. If you did go back to get your Master's, how much more do you earn per year? I'm pretty sure it is an 10% raise across the scale. It is 12% for National Board Certification.

    4. How much does heath insurance cost you? 0 for the employee on an 80/20 plan. (Dr and prescription co-pays are $35.) It is more for a 90/10 plan. Vision is roughly $120 a year, and dental is roughly $450 a year for the high plan. I am not married, and I do not have kids, so I am unsure of the cost for dependents. Judging by what others say, it is quite high.
     
  9. teacherintexas

    teacherintexas Maven

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    1. $400-2000/year
    2. No
    3. $1000/ year
    4. $134/mo. for an 80/20 plan. The school district does contribute but it's not enough to cover the premium. They don't pay any toward vision, dental, or specialty policies.

    I've had years where I did get a step increase but insurance increased so I actually took home less.
     
  10. waterfall

    waterfall Virtuoso

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    1. No- due to budget cuts, my salary actually decreased between my 1st and 2nd years of teaching. Had I stayed in that district next year (got a new job for next year) I would have seen another cut and had to take a much, much worse insurance plan for the same price.
    2. No.
    3. In my previous district, it would have been 2k extra per year. This was steadily decreased from 3,500 per year and I honestly believe it will eventually be done away with all together. My new district has a traditional step scale, and if I had a masters with my current level of experience I'd be making about 5k more, which would increase every year as my experience also increased. However, my state has made traditional step pay scales illegal and gone to pay for performance, so I'm not sure what it will look like in my new district once they start complying with the law (I believe schools have until the end of this coming school year to come up with a plan).
    4. In my previous district, I paid about 120 a month for insurance for just myself. I also would have to pay 40 dollars to see a regular doctor and 80 for a specialist. I live in a little pocket of high COL, health care included. In my new district, where the COL is much more reasonable, I pay nothing per month for insurance and my copay is also only 20 dollars. However, in contrast- the entire plan (what the district pays for me) is only about 2/3 the total cost (what I and the district paid) for my previous insurance plan in the higher COL area, and the benefits on the new plan are much, much better! If I had to pay for a spouse or a dependent(s), I would have to chip in quite a bit for insurance even at the new district. They are only paying all of mine b/c I'm on an individual plan.
     
  11. geoteacher

    geoteacher Devotee

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    Jul 1, 2012

    That's the long and the short of it right now - not too much positive on the financial front!
     
  12. Shanoo

    Shanoo Habitué

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    Jul 1, 2012

    1. We get step increases every year until we top out at the 10 year mark. Every step increase is about 5%.

    2. Yes, it does. I haven't taken part, but I believe they will reimburse you for 75%.

    3. We would move one rung up the pay scale, which is a little over a 10% increase. We would still get yearly step increases, again at about 5%.

    4. Obviously, health insurance here is a little different. I'm not really sure how much I pay per cheque, but it affords me prescription coverage, dental, vision care and probably some extras, like massage therapy and mental health care.
     
  13. Aussiegirl

    Aussiegirl Habitué

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    Jul 1, 2012

    1. Do you (or did you before the recession) receive a cost of living or step increase every year? If so (and if you don't mind answering) how much is it?
    We have not received a pay increase of any kind since the 200702008 school year. We have been frozen on our step, but our retirement plan benefits are figured on the step we should have been at with out any freezes. I've neve has a COL raise. This year we received a percentage raise - most of it automatically goes to cover the state mandated individual contribution to the retirement plan and the rest covers the difference in income tax, so we end up with no perceivable raise at all. This is my seventh year of teaching and new teachers coming in this year will be making only a few hundred less than I am.

    2. Does your school help pay tuition if you are going back for your Master's? District will pay approx $400 per year for college classes.

    3. If you did go back to get your Master's, how much more do you earn per year? I think it is about $2300

    4. How much does heath insurance cost you? 0 for the teacher - unless an upgraded plan is chosen. It is quite costly for spouse/family coverage - $700+/month. I turned school insurance down - hubby's plan is good one and cost free. However, I do think that if an employee turns down medical because they already have coverage, then they should have a bonus of some kind added to their pay - we are saving the county money after all.
     
  14. Mathemagician

    Mathemagician Groupie

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    Jul 1, 2012

    ....
     
  15. stephenpe

    stephenpe Connoisseur

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    Jul 1, 2012

    1. Do you (or did you before the recession) receive a cost of living or step increase every year? If so (and if you don't mind answering) how much is it?
    we used to get steps and sometimes a raise, but not in 5 years now.

    2. Does your school help pay tuition if you are going back for your Master's?
    not that I know of

    3. If you did go back to get your Master's, how much more do you earn per year?
    about 2800 dollars or so

    4. How much does heath insurance cost you?
    probably about 300 a month but it is useless unless I'm in the hospital a long time. We never hit our deductible so its mostly all out of pocket.
     
  16. onestepcloser

    onestepcloser Companion

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    Jul 1, 2012

    1. Our past contract gave us a 3% increase each year, as well as a step increase (there are 11 steps total). This is about to be frozen - no step increase and the entire grid will remain the same.

    2. No.

    3. When I finish my Masters I won't earn any extra money.

    4. I'm in Canada so this is a bit different. I pay an extra fee each month for some dental coverage and partial orthodontics coverage. Basic benefits like prescription coverage (for approved prescriptions) is included. Going to the doctors, etc. comes from our taxes since healthcare is government regulated here.
     

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