LMichele
Cohort
Bunnie and Lmichele: I used to have the GHI/Empire Blue Cross Blue Shield when I was covered under my father's insurance. We always loved it. Now, I would really like to choose that one again: GHI for all medical purposes and Empire for hospitalization coverage (I think is how it worked). Do you know which option that is on the list that got emailed to us? I could not seem to find it or make sense of the charts on that website![]()
I have never had to pick insurance before, so I want to make sure that I get it right.
I plan on using the UFT welfare fund for optical and dental. But maybe using the GHI optional rider for prescription coverage? I don't know how the UFT prescription coverage is.
Is the only way to sign up for insurance through ESS? Who do we contact with any questions regarding coverage (DOE HR or UFT)?
The GHI offered is the city plan, which is why things such as annual physicals aren't covered. It's probably a limited version of what you had under your dad. Other than a physical though, I haven't come across anything else that isn't covered.
I haven't had any issues with the UFT prescription coverage. Prescriptions that you need for longer than 90 days go through a mail-in pharmacy, though.
