I have been very fortunate over the last 18 years to avoid any problems that would keep me out of work for a long period of time, but I got a wake up call yesterday. As I was driving to the district office to get my check, a car with four young people turned left right in front of me. I slammed on my brakes, and missed them by about half a foot at most. I am lucky that I neither hit them , nor got hit from behind. This did get me thinking, however. Since subs do not have contracts, nor any sick pay or vacation pay, I was wondering how I would keep myself afloat financially if I was in the hospital a few weeks or longer, or was unable to work. In California, would I be eligible for workman's comp? Are there any other avenues of income?