When I was 17, I borrowed $1500 from my parents for my first car. (A blue 1972 Chevy Maverick ) I paid them back each payday until it was paid off. In the years since, every time I needed to borrow money, I went to the bank or credit union. The only time friends have borrowed money was back in the early '80's, when my friends found their dad was dying in Ireland. It was a Sunday morning, and neither had a credit card. So I took money out of the ATM for one ticket, and charged the other. They paid me back as soon as they returned.