Does anyone experience problems with Sallie Mae? To begin, my payments seem to fluctuate every single month. Now, perhaps that's normal, but I never really know what to expect. Then, sometimes the amount due is changed on me (it might be one amount one day, and when I log in again, it shows a different amount). I was just sent a delinquent notice for $12.83 when I paid the whole thing this last month. I just don't get what is going on. Do any of you experience this same problem with Sallie Mae?