That salary schedule makes me want to go to Chicago Public Schools! Compared to what some of us are dealing with this absolutely seems like "rolling in money" to me. I'm on year 10 and have my MA+40. My salary is just about what a 2nd year BA only teacher makes on this schedule. I live way out in the burbs and my 2 BR townhouse cost more than what FourSquare listed for her 4 BR house. I inherited my down payment and put down 40% so I could afford the mortgage/monthly HOA payment. I would have never been able to get a house had I not received that inheritance. Previously I lived in a 600 sq. ft. apartment that was over $1600 per month. Things were cheaper here when I started at under $40K. I honestly don't know how any of our new teachers do it; they only make slightly more now than I did starting out 10 years ago. I was set to get the biggest raise of my career since getting my MA degree, about $7K, next school year. Now of course that's not going to happen because of the shut down. I'm sure I'll end up making even less than I do now as there has already been talk of furlough days. This is a "purple" state that has become decidedly more blue over the past few years. As of the last election we now have an entirely democratic state legislature and had high hopes that maybe we could start turning things around for education. Some of the tax laws in place make it so that our funding is abysmal despite having a booming state economy. Of course that's all gone now and it will only get worse from here.