Hello everyone. I am a 25 year old male strongly considering getting my MAT in order to teach elementary school. I feel that I am very well suited for the job, but I am quite worried about my financial future. I already have $22,000 in loan debt from my undergrad, and I'd be looking at adding another $25,000 in order to pay for my MAT. Will I be able to live with a relatively low level of financial stress with such a large monthly loan repayment? I have been accepted into the University of Northern Colorado MAT program, but I am considering deferring my admission for a year in order to save enough so that I can pay for at least some of my tuition out of pocket. Do you think this is the better plan, or should I just get started right away? Keep in mind, I was a psychology major, which unfortunately means that I really don't qualify for many jobs. Chances are good that I'd end up serving tables between now and starting school, which is certainly less than ideal. I'd much rather get started with teaching!