Thank you, Tami. I didn't think it was system abuse that we're working our tushies off and still barely squeaking by due to various circumstances. Next time you need a doctor, remember that he probably had close to or less than zero income for at least 8 years while in school. We report every penny and will be grateful when we no longer need assistance, but it will take quite a bit of doing to get and stay there. And to those who seem concerned about our healthcare, please note that it was never in doubt and I was not for a moment considering going without - but there IS a choice between paying through the nose for it vs. getting it through a (f/t) employer. It takes a lot of weighing the options. Bison, I hear how that was confusing. I guess what I was trying to say was that I find it very stressful trying to juggle and manage all the responsibilities. My husband can help out with chores but there still ends up being a lot weighing on both our minds that either wasn't there or wasn't as big of a deal before becoming parents. I guess this is something everyone has to learn, adapting to each new phase of life as it comes, and this particular adjustment has been rocky for me so I'm worried about adding a new job to the mix at this time as well. Which doesn't mean I won't end up doing it, just that it's overwhelming and I appreciate hearing how others make it work or work around it. I want to thank again all the people who suggested other possible avenues of employment/income, and those who helped me understand what a day/week in the life of the f/t working mom might look like. Dizzykate, were you always that efficient or did you learn on the job?! At this point, I'm leaning towards something like this: For the next 3 years or so, I keep my part time job and try more aggressively to find higher-paying private special ed clients, husband quits his ailing business and takes a part time job while taking a few college courses toward his dream career part time. We'd pay out of pocket for health care, perhaps at a student rate through his college (depending what college he chooses). In 3 years our younger daughter will be able to go to preschool all day and hopefully I will have adjusted better and not be so stressed out about parenting (and Lord, those children had better be sleeping through the night by then so I can even consider heading to work at 7Am), so at that point I would re-attempt entry into full-time teaching while husband moves to that final stretch of full time college/internship. If the full time job is too much for me, I just hang in there for 2 years and then he will be fully qualified to become the full-time professional while I back down (and maybe think about trying for that son now that we could hopefully afford him...) I'm sort of comfortable with that general plan because nothing is being completely given up. But I would still love to hear from people who have babies/youngsters at home and teach full time, more on how you make it work. I never realized this forum was so judgy.