Finally my settlement

Discussion in 'Teacher Time Out' started by Irishdave, Mar 23, 2009.

  1. Irishdave

    Irishdave Enthusiast

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    Mar 23, 2009

    Finally my settlement
    As some of you know I fell at a hotel about a year ago and became disabled.
    I finally settled. I am due to get the money anytime in the next couple days.
    I will be able to pay off my credit cards and some loans I have had to take out to "Live" it has been stressful.
    All i can do is thank God I can now pay my bills
    I have such a feeling of relief
     
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  3. Ms. I

    Ms. I Maven

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    I'm so sorry this happened. I, too know how it feels to have something physcially happen that took a few seconds, but the result will last the rest of your life. But my situation happened at home, so I don't get any settlement.

    I hope you got the amt that's of satisfaction to you!
     
  4. smalltowngal

    smalltowngal Multitudinous

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    I'm glad that you finally settled. I know how stressful its been.
     
  5. Jem

    Jem Aficionado

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    Aw, Dave. I'm glad it's worked out.

    I have the TV on all day while I work, and so I constatly have the J.D. Wentworth ad running through my head....

    'I have a structered settlement but I need cash now! 877 Cash Now! 877 Cash Now!'

    Those opera singers are catchy!!
     
  6. Aliceacc

    Aliceacc Multitudinous

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    I'm so glad for you Dave.

    What a huge relief it must be!
     
  7. monsieurteacher

    monsieurteacher Aficionado

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    So glad to hear that Dave!
     
  8. Irishdave

    Irishdave Enthusiast

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    Well Now with my retirement check & My SS disability check I am now making 100.74% of what I made back in 2007.
     
  9. TeacherShelly

    TeacherShelly Aficionado

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    "It's My Money and I Want It NOW!" is that the commercial? Almost as annoying as Sham WOW! Hahaha!

    Dave, you sound 100% more relaxed and that is going to be good for your health, too. Sorry to hear you were injured at a hotel. Supposed to be a relaxing place, but no.
     
  10. Beezus

    Beezus Cohort

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    I'm glad for you, Dave! I was in an car accident years ago & had to wait for a settlement then (meanwhile being harassed by bill collectors for the medical bills I had incurred)...so I can imagine the stress you've been going through...and the relief you feel now. Isn't it a great feeling?!
    By the way- how did you fall (if you don't mind my asking)?
     
  11. Irishdave

    Irishdave Enthusiast

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    There was a temporary ramp for the housekeeping cart on the stairs and I tried to step around it but it had some kind of stuff on it like sand and when I stepped on it to keep my balance it was like stepping on ball bearings and down I went, hyper-flexing my knee ripping all the tendons in it.
     
  12. Beezus

    Beezus Cohort

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    OMG, OMG!
    OUCH! That sounds horribly painful!
     
  13. kinderkids

    kinderkids Virtuoso

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    Happy you finally settled, Dave. Have you healed completely?
     
  14. Weazy

    Weazy Comrade

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    Good for you! I'm glad that you can move on and take care of your financial situation.

    I am just starting the whole headache after my wreck in February--which was not my fault. The bills are coming in and I have to send them to "the other" insurance company. The other party did not carry enough coverage to cover all the bills, which means our insurance will have to pick up the rest. We are waiting to see what kind of settlement the other party's insurance company is going to offer for my pain and suffering. To be honest--I do not expect much. In the meantime, the other party is off and having a good time, with no paperwork or headaches 9or neckaches!)

    Enjoy your settlement!!! I would!!! :lol:
     
  15. TeacherSandra

    TeacherSandra Enthusiast

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    Been there; we know the exact feeling! Living off your credit cards so as not to be a burden to anyone while waiting for your settlement to come in...then paying off the "destruction" that those credit cards and incoming bills have cause. I AM SO HAPPY for you, Dave!
     
  16. Sarge

    Sarge Enthusiast

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    Hey, I almost bought a pack of Sham WOWs at Costco last week. Still might.
     
  17. TeacherShelly

    TeacherShelly Aficionado

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    Wanna split it? I'm not sure I need a costco sized pack! Either way, let us know how they work! "It's my mess and I wanna Sham Wow!"
     
  18. Ms. I

    Ms. I Maven

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    Ouch! I ruptured my Achilles tendon in Jan of '08. I just made a strange jump on the stairs in my own home. I had surgery, but it couldn't be fixed at the time. I was set to have a 2nd, but it never happened due to certain circumstances. I guess I walk pretty good for someone who's Achilles tendon was never fixed. I have a permanent handicap placard because of it. :( I can't wear cute, sexy high heel shoes anymore. Maybe I'll try to wear a wedge which is more stable that's 2-3 inches, but I'd be so afraid of how I walk & fearing that I'll hurt my ankle again.
     
  19. Blue

    Blue Aficionado

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    Great, Irish Dave. You can buy the next round.
     
  20. Irishdave

    Irishdave Enthusiast

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    I got the check today:D BUT my bank (BofA) would not credit the whole check (only $100 of it) to my account for 10 days!:mad: I have been using the bank for over 20 years.:banghead:
    So I went to the Chase (where the Check was drawn on) and was able to cash it (for $5) after showing 2 IDs, giving blood, promising my first born, etc.:eek:
    I then drove the 5 blocks, with more cash in my pocket than I ever have had before, back to my bank. :cool:
    My bank then copied my IDs! :eek: why I don't know? I was making a deposit!:mad: I felt like I was John Dillinger, no Pretty Boy Floyd (I am so good looking):cool:.
    When I asked why they took a copy of my IDs the first teller said she was not allowed not tell me! :confused:
    I then asked the head teller and she said it was policy! :confused:
    I ask if I was depositing $100 they would copy my ID? She said "yes.":unsure:
    I have deposited over $3000 at a time and never have I had to even show my ID.
    I then said "no wonder I use the ATM more now a days." :whistle:
     
  21. Aliceacc

    Aliceacc Multitudinous

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    Mar 24, 2009

    Could it be a new post-Madoff policy? It makes large or frequent cash deposits more traceable??
     
  22. DHE

    DHE Connoisseur

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    Dave, I am so happy that you have the money in hand. Spend it wisely and enjoy yourself.
     
  23. Hoot Owl

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    That's one of those life altering events you'd probably rather done without, even a cash settlement, which I'm ecstatic for you, won't make the knee feel better when the weather changes.

    Did you retire early because of the accident too?

    You better watch these banks these days, a teller might think they didn't get a big enough BONUS!!!

    Once again, I'm so glad things have settled for you.
     
  24. TeacherNY

    TeacherNY Phenom

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    That's nuts! Maybe they thought you were depositing dirty mob money :lol:
     
  25. Irishdave

    Irishdave Enthusiast

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    Or Drug money etc.

    Also we have 2 BofA branches in town......
    I went to one at first with the check, this branch is where they know me by name (since I am a character, I sing in line to the Muzak, I tell jokes, I flirt with the tellers) but since the Chase is closer to the other BofA branch I went to the second branch with the cash (only one person knows me there, she is from the other branch)

    I know we need to be protect from the Madoffs and the Drug Dealers but I am me, a teacher, the only drugs I deal with I get from Wal*mart, and the only stock I have is the wood part of my guns (divorces will hurt your chances to have the money to buy stock)

    Well the money is in my account now and my creditors are being paid so the economy is safe!
     
  26. lemonhead

    lemonhead Aficionado

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    Happy Day, Dave!
     
  27. Kangaroo22

    Kangaroo22 Virtuoso

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    I'm glad that you got your settlement!
     
  28. Irishdave

    Irishdave Enthusiast

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    I had Retired a year earlier and was double dipping so I could pay off bills and build a nest egg (you know the stock I couldn't buy)...
    in my state we have the 80 point rule (Age plus years of service)
    this made my principal mad (he could not understand Double dipping yet he as a retired Marine was Double dipping himself)

    but back to your question Yes I finally retired because of the accident.
     
  29. smalltowngal

    smalltowngal Multitudinous

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    Dave-I have wanted to say how much I love your avatar! Glad you have the money.
     
  30. Sarge

    Sarge Enthusiast

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    Why did it make your principal mad. Was it his money?
     
  31. TeacherSandra

    TeacherSandra Enthusiast

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    Happens to me too!
     
  32. Irishdave

    Irishdave Enthusiast

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    No he was just a peabrain (his words not mine)
     
  33. Sarge

    Sarge Enthusiast

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    As in "I'm a peabrain?"
     
  34. Hoot Owl

    Hoot Owl Aficionado

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    I just want you to be happy!! I'm thinking this is closure for you!
     
  35. Irishdave

    Irishdave Enthusiast

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    He would say "I can't understand with my pea size brain"
     
  36. Blue

    Blue Aficionado

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    Back to the deposit. According to all the Law and Orders that I watch, any large deposit is reported to the federal government. So watch out.
     
  37. Irishdave

    Irishdave Enthusiast

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    As I understand the award is either not taxed or low tax
     
  38. oldfashioned

    oldfashioned Comrade

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    When I worked as a bank teller, we had to complete special forms whenever a customer requested a cash transaction (deposit, withdrawal, payment, or check cashing) of $10,000 or more. Silly of the teller to say she "couldn't tell you" why she required your ID. We'd always tell our customers that the procedure was required by the federal government. It's been many, MANY years since I worked as a teller, but I believe the regulation still applies.
     
  39. Blue

    Blue Aficionado

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    I don't think it is taxes they are worried about.
     
  40. Irishdave

    Irishdave Enthusiast

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    I understand, it could be illegal money.
     

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