Our school has the option of taking your pay over 12 months instead of 10. I always opt to do it. My husband's school does not. We are a 1 income family all summer and it's really hard. Every time someone asked us to go somewhere I would always have to say no because we didn't have the disposable income because of the summer pay situation. Everyone always says the same thing- they thought all teachers got paid in the summer. So that left me thinking does your school offer summer pay or is it a strict 10 months. What type of school is it? I work for public and DH works for a Catholic school but I don't know if that has anything to do with it.