Our school has the option of taking your pay over 12 months instead of 10. I always opt to do it. My husband's school does not. We are a 1 income family all summer and it's really hard. Every time someone asked us to go somewhere I would always have to say no because we didn't have the disposable income because of the summer pay situation. Everyone always says the same thing- they thought all teachers got paid in the summer. So that left me thinking does your school offer summer pay or is it a strict 10 months. What type of school is it? I work for public and DH works for a Catholic school but I don't know if that has anything to do with it.
It probably does have something to do with the fact that he's in private school. I don't remember if I had the option or not, but I definitely prefer getting paid over 12 months. Why not have your husband take a certain percentage or amount out of each pay check to put aside for the summer? That way it would be like he's getting paid over 12 months and things might not be so difficult over the summer.
We didn't get paid over the summer when I started teaching, but we can opt for it now. Unfortunately, we only get paid once a month. So 10 checks a year was rough!!!
Public school; we have 24 pays... but both June paychecks are on June 15th; both July paychecks are on June 30th. And then we have to wait until the end of August, because for some reason, teachers can't get paid on August 15th like everyone else in the district. I have to practice lots of restraint with all of the 4th of July sales.
I don't get paid in the summer and I don't have the option. However, when my son was born, I set up an account at the teacher's credit union, so I have money taken out of each check so I have money for the summer. That way I don't have to work in the summer
I too do not get paid in the summer. I like it because it's my money and not theirs. When my check arrives at the bank, $200 is put into the summer fund and $50 into the Christams fund and $50 into property taxes ($400/$100 a month)
I used to try to put money in my savings account, but it somehow wound up being needed. The credit union money can be touched, but I don't...it automatically transfers from the summer savings club to the regular savings account and I have an atm card for it. It's great for me.
We have no choice but to get paid over 12 months. I think it's easier anyway, so I don't mind. I agree with others who recommend budgeting if it seems like money is tight in the summer. Just save a little bit each paycheck to get you through the summer.
At the end of June, we get our July and August pay all in one lump sum. I usually put a good chunk of it into an account that's harder to access so that the end of August and early September isn't so tight. I couldn't do it this this summer--it's been a costly one--so I'm eagerly looking forward to that first pay in mid-September.
We have the option of 20(?) or 26 pays. I opt for 26, but it comes as a balloon check (all 5 or 6) of them together in one check at the end of June. I had a ton of unexpected expenses this summer (replacing brakes, etc.), so needless to say, I'm right back down to my savings and am eager to get my September paycheck! I think there are 3 pay periods in September because of how the weeks fall, so I'm stoked.
Our salary is divided out over 24 pay periods per year. The district used to have the option of taking 19 pay periods per year, but that has gone away. If I were getting paid over 10 mos, I would set the money aside to have during the summer mos. I work in a public school.
We did budget for the summer but life just got in the way so any savings was gone before summer even started.
We receive 11 paychecks a year. We get paid on the 30th of each month, except for the month of July (we don't get paid that month). August is a tough month for most teachers in my district since we don't get a July 30th paycheck.
We get 26 checks. It would be very hard for us to put aside money for the summer. As someone else said, sometimes life gets in the way. It was hard for us when I got paid once a month. Of course that was when I worked at a day care & got paid a lot less then I do now.
I would be OK with this option. I just am weird about being paid when the work is done. As a business owner, by law, I have to pay my employees within 17 days of the end of the pay period.
We have 2 options: 1.) 26 checks--every two weeks throughout the year 2.) 21 checks--every two weeks during the school year, and a lump sum for 5 paychecks at the beginning of the summer I have always done option 2--the lump sum one. I like having all of my summer paychecks upfront. Other teachers at my school say that they need to keep the same two week structure that we have during the school year.
I do...I think I could make it work to not get paid during the summer, but why would you want the extra stress and hassle for yourself? What irritates me is that I get paid once a month (in my previous district and this one). I would love to get paid every two weeks! Budgeting for an entire moth at a time is a lot more work.
waterfall~I went from a district that paid twice a month to one that pays once a month...it's rough! Thank goodness the hubs gets paid the 1st and 15th.
I teach in a public school where you have the option to get paid over the summer which is called 12 month payroll. If you chose 12 month payroll, you get 26 paychecks instead of 21.6 (the official amount of checks you get for 10 months in my district). I love it. This past year was my first for opting into the 12 month payroll and they don't take out Union dues or my State Pension amount from each summer check so my summer checks were more than my school year checks. Nice.
This is the first year we have the option of a 12 month or 10 month pay schedule. Up to this point we had always been 10 months and we get paid once a month. At first I hated it, but I'm kind of used to it by now. I have a summer share account at the credit union where I take enough out of my paycheck to pretty much make up for at least one check and then I just try to save extra for August. I wind up usually going home to NY for the summer so I mooch off my parents as much as I can while I'm there :lol:. I decided not to do 12 month this year because then it would be pretty tight month to month in the beginning. Maybe down the road when I finally get my car paid off I can think about making the switch.
My new district does not offer summer pay. I'm a bit nervous about it because I'm not sure how much to set aside the first month (we're paid monthly) to cover my summer costs. I plan to set up a Summer Cash Account through my credit union, but the first month I won't have it set up yet. I'm moving in 5 weeks too, so I'm really scared I'll dip into that "big check" too much. There's always things you need when you're moving!
I get the choice to get paid over 12 mos & I most definitely do it! I'm pretty good w/ money, but I don't want a whole month to go by (certainly not TWO) without some new money coming in.
I went one summer without being paid, and I will NEVER do it again. So, yes, I get paid in the summer.
I take the option for 12 month pay; we get paid the last day of every month. Used to get December's check on the last day of work before Christmas break. I loved that. We had to be careful, but it did give us a buffer for any last minute gifts, dinners, etc. Now they pay us on the last day of Dec. Bummer...
First job, we could opt for 26 or 22 pays. This job, they take our money out for the summer but we can opt to get it in one lump sum at the beginning of the summer or keep getting a pay check over the summer.
I get paid over the summer. However, at my last job, I didn't. It wouldn't have been that big of a deal, except I specifically asked about it and they told me I would!! It was a charter school and I started mid-year. It was a very tough school and I found out they weren't honest about several things. I had a regular contract, but since I started mid-year, some things weren't clear. But I was completely shocked to not get paid anything. Luckily I had savings and only a car payment (which was very low because I always paid more than needed), so I made it through. That's just another reason why I'm glad to not be at that school.
I'll be getting paid over 12 months, but I wish it was 10. It'd be nice to put some extra money into savings to gain interest on it.
I don't get paid over the summer. I always took that option before when It was offered. I asked that question when I was offered the position and was told I was paid over 12 months. Once I accepted the job, filled out all the paper work and started working I found out otherwise. Only they administrators are paid over the summer. So now that I got my first paycheck I see that I am paid over 10 months. Now I have to make sure I put some away so I have money to live on over the summer. The hits just keep on commin!
We get paid over 12 months--September to August. We have a choice as to whether to take our June, July, and August checks in one lump sum in June or whether to taken them monthly. I have always taken the lump sum. Several people prefer to take theirs each month because they'll spend it all before the new school year arrives. Personally, I'm better at managing money than that, so I can make three months of pay actually go three months.
I have taught in 2 Christian schools. The first one gave us the option of summer pay or not. This one pays during the summer, but it was not optional. I much prefer getting my pay at regular intervals all summer long.
We have the option of 20 or 21 paychecks. So technically in my book no summer pay because if you go the 21 route you get one lump sum at the end of June. I did this for numerous years until I realized that the big check at the end of June was actually bumping me in to a higher tax bracket and more money was being taken out of that check. I went to the 20 checks and now pull out some each month and set in to an account at the bank that I do not touch. Kind of out of sight out of mind. So far it has worked for me.
At my old school, it was a 12-month schedule. At my new school, you have the option of choosing the 10 or 12 month schedule. You don't actually get paid in the summer, but you get a large check at the end of the year to tide you over for the summer. I chose the 12-month schedule since that is what we are used to budget wise.
