do you get health insurance?

Discussion in 'General Education' started by orangepurple, Jul 6, 2009.

  1. orangepurple

    orangepurple Companion

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    Jul 6, 2009

    We are hearing that many districts will have to cut back on benefits such as limiting the district contribution for health insurance, eliminating district contribution for spouse/dependent coverage, etc. Just curious as to what other teachers get.
     
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  3. smalltowngal

    smalltowngal Multitudinous

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    Jul 6, 2009

    As far as I know, we'll still get insurance.
     
  4. peggy27

    peggy27 Cohort

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    Jul 6, 2009

    We get full family coverage for good insurance, BlueCross, for $150 a month. Can go to any doctor in their plan, no referral to a specialist can just go. Prescriptions will be $10 and $25 for next year. $15 to go to doctor. $500 deductible and 15% after that we pay. My district pays lower than the others around it but our insurance costs are much less.
     
  5. kacieann

    kacieann Companion

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    We get health insurance, but it is very expensive about 592 for my husband and I.
     
  6. ahsila

    ahsila Companion

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    I pay 270 to cover my kids on the (district paid) individual policy. We found out that after negotiations, our district will add money to cover the 2nd step of the insurance (the spouse/kids level) so my coverage will be the same, but my cost will drop.
     
  7. GoldenPoppy

    GoldenPoppy Habitué

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    Jul 7, 2009

    I get health insurance, totally paid for by my school. They also pay the amount Medicare doesn't cover for DH.
     
  8. blindteacher

    blindteacher Cohort

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    I am on Medicaid.
     
  9. lteach2

    lteach2 Cohort

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    We can get the really good Blue Cross/Blue Shield plan for ourselves for free. I think it is $100 something for me and my husband.
     
  10. Lynn K.

    Lynn K. Habitué

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    We get really good insurance, but they changed something about long term disability. I'm not sure I understood it; here's hoping I don't have to find out!
     
  11. runnerss

    runnerss Comrade

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    I pay $170 for myself. If I added my husband it would be About $700. Good thing he has his own! It is only an extra $100 to add kids though.
     
  12. Ms. Geography

    Ms. Geography Comrade

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    Our family coverage - kids & spouse - cost almost $800 per month, that does not include dental & vision!
     
  13. JaimeMarie

    JaimeMarie Moderator

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    I pay 50 a month for health care for myself and 200 a month for my fiance. I have free dental and it costs us 20 a month for him.
     
  14. SpecSub

    SpecSub Comrade

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    I have full insurance and I'm a para. Very fortunate! My family coverage, with dental, costs me about $70/paycheck. The employer contribution at 90% of the premium, which is well over $1000/month. This will not change for 2009/2010. Some of the neighboring counties, however, particularly the one with a large city, are cutting back heavily on employer contributions.

    Our plan is BC/BS and has no deductibles. We pay $15 for a doctor visit and then everything is covered 100%.
     
  15. leighbball

    leighbball Virtuoso

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    Jul 7, 2009

    I also get health insurance paid for by my school. We didn't expect it to stay this way with our recently ratified contract, but we were very lucky! My fiance pays for his, but we will use both to have secondary insurance thanks to all of my medical issues this year (we don't want to take any chances of anything not being covered!)
     
  16. Ima Teacher

    Ima Teacher Maven

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    Jul 7, 2009

    There is a standard "free" health insurance that is available to employees. I choose to go up one level of insurance, so I pay $25 a month for mine.

    If I added my husband to mine, it would have cost approximately $400 extra month. I was able to purchase an individual policy myself through another insurance complany, and it's only $212 a month . . . for the same coverage he was getting through work!
     

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