Ca subs- Eligibility for CALSTRS?

Discussion in 'Substitute Teachers' started by TeachSoCal, Feb 24, 2011.

  1. TeachSoCal

    TeachSoCal Rookie

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    Feb 24, 2011

    I just signed up for my 3rd district & they mentioned to me that I would automatically be eligible for CALSTRS retirement plan after 60 hours worked in one month or 100 days in one school year.

    I am SO confused! Neither of my other districts mentioned this to me, they just had me sign a CALSTRS waiver. And the district I signed up with today was not much help with clarifying if the 60 hours/100 days was all my subbing districts added together or just on a per-district basis. Looked online, and could not find info for subs- only PT teachers.


    Anyone have any insight? I would greatly appreciate it!:thanks:
     
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  3. Mark94544

    Mark94544 Companion

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    Feb 24, 2011

    When I subbed, I was told that IF I was already a participant in CALSTRS, I would be eligible. Since I hadn't previously participated in CALSTRS, my retirement contribution was placed in another type of account (probably a 403(b) account, if I remember the jargon correctly).
     
  4. Sub4life

    Sub4life New Member

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    Jun 26, 2019

    I’m looking for info on retirement options for substitute teachers. Should I join calstrs and start a pension if I make substitute teacher my permanent gig or even if I pursue a credential? Should I also get. 403b or 457b?
    Any subs who remain a sub as a career with advice?
     
  5. futuremathsprof

    futuremathsprof Phenom

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    Jun 26, 2019

    I think you should pursue a credential. You are really going to shoot yourself in the foot financially if you stay a sub and have a very small pension if you just substitute teach in the long-term. This means losing out on several hundreds of thousands and/or a couple million dollars that you otherwise would have made throughout your career.
     
  6. TeacherGroupie

    TeacherGroupie Moderator

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    Jun 27, 2019

    Sub4life, your teacher's union representative, or the local unit's website, can probably steer you to a financial counselor who can give you better and more specific advice than either futuremathsprof or I can. It's also possible that the local county office of education can help you find someone who can answer your questions.
     
  7. HN3

    HN3 Rookie

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    Jun 29, 2019

    I could suggest that you also contact CalSTRS in Sacramento to get their advice. They may refer you to one of their offices in your county.
     

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