Any subs here have their own health insurance?

Discussion in 'Substitute Teachers' started by thesub, Oct 16, 2010.

  1. thesub

    thesub Comrade

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    Oct 16, 2010

    We are all on my husband's insurance right now.
    But I do sub in a montessori school frequently and I am thinking of freelance writing as a 2nd job. If I ever need to get my own health insurance, what are some good options? I could put the kids on the free state health insurance but what could I do for me?

    Thanks so much,
    thesub
     
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  3. mandagap06

    mandagap06 Devotee

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    Oct 18, 2010

    I get blue cross blue shield...I pay like 60 dollars a mo. It is very basic health insurance, but thats all I need!!
     
  4. John Lee

    John Lee Groupie

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    Oct 18, 2010

    ****, $60/month is good.

    To answer OP ?, nope--no insurance. Can't afford it.
     
  5. Ms. I

    Ms. I Maven

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    Oct 19, 2010

    I'm a single person. I have Pacificare & pay $130/mo I believe. I just looked up blue cross blue shield & they've no cheaper really for me personally than what I have already.
     
  6. hatima

    hatima Devotee

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    Oct 19, 2010

    I have PresMetro with Enhanced dental. I MUST work everyday to cover it. I choose Pres because my sister goes there and I like the care she has received, so I went with them. Also it was much cheaper than BlueCross (which would have ran me 300 a month for MUCH less coverage)

    http://www.phs.org/PHS/healthplans/individuals/index.htm

    I pay roughly 160 a month, highest prescription plan and enhanced dental. It isn't bad. I pay slightly higher since I am overweight.

    Check your state and see if they have subsidized help for low income adults. I know NM does but I had Medicaid as a child and didn't like the way they didn't cover things that were needed...glasses for kids who couldn't see the board because script wasn't strong enough.

    Pres also has family plans and several types of private ones.
     
  7. mandagap06

    mandagap06 Devotee

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    Oct 20, 2010

    Just to add I don't get that through subbing or any other job...that is just a very basic plan!!
     
  8. oldstudent

    oldstudent Comrade

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    Oct 22, 2010

    My Aetna plan just went up from $339/mo to a whopping $404/mo.

    Since I am diabetic, no one else will touch me.

    Nearly 90% of everything a earn goes to rent and health insurance. Thank goodness I have unearned income, or I would have to leave education.
     

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