I am a 2nd year teacher and still have tons of loans to pay off. I am single with no kids but I am considering buying my first townhouse. I am in my upper 20s and just think its something I need to start thinking about. Here is the negative side- I do not have a lot of money saved up(so no down payment) and I do have a lot left to pay in student loans. Is this a bad idea? Do people do this in my situation or can they do this in my situation? Any advice for me? I know the obvious answer is I need to save up money and wait but can it be done without doing that? I do have family members who maybe able to help me with a downpayment if I needed it.