A to Z Teacher Stuff ~ Teacher Resources, Lesson Plans, Themes, Tips, Printables, and more
Go Back   A to Z Teacher Stuff Forums > More TeacherChat > Teacher Time Out

Thread Tools
Old 12-04-2012, 10:10 PM
JustMe JustMe is offline
Join Date: Jun 2006
Posts: 8,133
As for as the judging those with separate accounts...

I admit to every time this is brought up having the initial reaction of "That is so sad". Because of how wmy husband and I operate, my gut reaction is to feel that by having separate accounts there is something wrong, something missing. That there is a trust issue or an entitlement issue (for example, I earn more and thus I'm entitled to my bigger paycheck while you make do on your small one).

And then, of course, every time I realize, "Duh, these are smart, fine people at A to Z! They're not being abused and manipulated. It works for them, clearly!

So, honestly, I don't judge. But it takes me just a minute for my we little brain to process it. Haha.
Reply With Quote

Old 12-04-2012, 11:21 PM
HeartDrama's Avatar
HeartDrama HeartDrama is offline
Join Date: Dec 2011
Posts: 1,407
High School English
Separate, technically, which is contrary to what I believe is best. I'm of the opinion that keeping things separate leaves open opportunities for disunity. That's not to say that having separate accounts automatically means that there will be problems in the relationship, I just think that when issues come about, separate money can exacerbate the situation.
Reply With Quote
Old 12-05-2012, 02:18 PM
teachin4ever's Avatar
teachin4ever teachin4ever is offline
Join Date: Dec 2007
Posts: 676
Middle School Teacher
Reply With Quote
Old 12-05-2012, 03:23 PM
TamiJ's Avatar
TamiJ TamiJ is offline
Join Date: Sep 2007
Posts: 6,494
1st grade teacher
In the states we had a joint account. Here our employer set us each up with our own account and we haven't changed it.
Reply With Quote
Old 12-05-2012, 04:34 PM
Rabbitt's Avatar
Rabbitt Rabbitt is offline
Join Date: Jun 2007
Posts: 1,451
Primary Elementary Teacher
We agreed at engagement that what's mine is ours. That doesn't work for everyone, but we've had zero problems with it.

If you decide to go separate, be sure to agree on the 'what if' you go to one income. One income could happen with job loss, personal health, health of a child, etc.
Reply With Quote
Old 12-05-2012, 05:25 PM
cutNglue's Avatar
cutNglue cutNglue is offline
Join Date: Sep 2006
Posts: 8,925
Kindergarten Teacher
We have a joint account. We did make verbal agreements about how we will handle certain situations. In 17 years, we've stuck to it.

There was one point that he wanted to refinance a prior loan of his under my name because I could get a better deal. That I did not do. The loan was a large one. It has since then been paid off so neither of us have any debt.
Reply With Quote
Old 12-05-2012, 08:36 PM
yearroundteach's Avatar
yearroundteach yearroundteach is offline
Join Date: Aug 2008
Posts: 125
Originally Posted by Em_Catz View Post
We're planning to have three accounts --

1. Our Account: Rent(and eventually mortgage), household cleaning supplies(laundry detergent, Febreeze, air freshner, candles, Windex, toilet bowl cleanser), groceries, toiletries(deodorant, toothpaste, toilet paper, Q-Tips, hand soap, sanitary products), utilities, cell phone bill, holiday gifts, cable

2. His Account: video games & dvds, outings with the boys, new clothes & shoes, trips to the barbershop, lunch with his coworkers, loaning money to friends or family, cookbooks, recreational reading books, Netflix subscription (since I rarely watch it)

3. My Account: books for my kindle, hairdresser, new clothes, outings with the girls, $50 monthly for my elderly aunt's nursing home bill, gas for car, make - up, nail polish

It's worked for my parents for 30 years & my co-worker and his wife for 12. Plus it just makes sense to me.
This is what we do as well. It works great for us. I manage the joint account and pay all household bills out of it. Then any of our "wants" we pay out of our own personal accounts so we can make sure not to overspend. If I want something that is more costly than what I have in my account he either gives me money from his account or I put it on our credit card that we both pay off. And vice versa if there is a large item he wants to buy.

We also have 2 savings accounts we both contribute to monthly. One is for vacations, big purchases for the house, home improvements, etc. and the other is the emergency account that we never touch.

I see the idea behind having one large joint account but that just seems like a logistical nightmare for us. When I go out on a random shopping spree and spend hundreds for really no reason and without a plan (which I've been know to do ) I wouldn't have to wonder if he happened to do the same thing on the same day and whether we have enough money. I know that's unlikely but the what ifs would drive my OCD brain crazy. That's really the only reason we don't just have one joint account.
Reply With Quote

accounts, joint, partner, separate

Thread Tools

Forum Jump

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off

Mr. Rebates

All times are GMT -6. The time now is 01:41 AM.

Copyright © 1997-2010 A to Z Teacher Stuff, L.L.C.  All Rights Reserved.
Use of this site signifies your agreement to the terms of use.
Questions, comments, and suggestions: Contact Us
Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.