Hello Again... A midnight ramble for you... When are you going to retire, and how do you plan to do so? Do you have a set age, amount saved, special accomplishment you want to achieve? I've seen some people leave earlier than expected, and others who look like they can't take another day.... I say, I don't want to be sitting on the floor singing, "The Wheels on The Bus" when I'm 68 years old. I might add, IL is one of those strange states that does not allow you to collect Social Security and teacher's pension. I would have to work 10 years, and be tenured in order to collect a teacher's pension. So I am hesitant to go back to public school, because if I work one more day, I won't see a penny of my Social Security. Makes no sense to me. That's why I'm working for a non-profit, Head Start/Preschool program. So what are your plans. I need some ideas!