Paying for your own sub?

Discussion in 'General Education' started by blazer, May 11, 2019.

  1. a2z

    a2z Maven

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    Ha ha ha. 30 years ago my father's life saving surgery was 200K. Cancer - you are looking at well beyond. You develop a chronic condition, your costs can skyrocket well over 100K a year depending on your problem. Dialysis. Ugh.

    I'm not a fan of universal healthcare based on what my friends from up north tell me, but your costs are low.
     
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  2. a2z

    a2z Maven

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    https://www.bloomberg.com/news/arti...-get-their-meds-so-they-re-moving-to-scotland
     
  3. futuremathsprof

    futuremathsprof Aficionado

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    But with copays, you can easily still pay. If your copay is like $10,000 or whatever and insurance covers the rest, that’s still really affordable.

    Also, if you have good health insurance, you’re covered. For example, my friend had to have serious heart surgery at Stanford and he only had to pay like $5,000 and his excellent healthcare plan covered the $245,000 remaining balance. Still affordable.
     
  4. teacherintexas

    teacherintexas Maven

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    My insurance dictates my treatment. My doctor prescribes something. Insurance denies. Doctor prescribes something else. Insurance denies. We repeat until insurance finally agrees that I can have a particular medicine.
     
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  5. Backroads

    Backroads Aficionado

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    My understanding is a lot of the necessary things are free, but the people in my group tell me if they want extras or newer drugs of the very-nice-but-not-absolutely-necessary category (such as what @a2z linked) they have to find alternate methods. Again, I believe you when you say a lot is covered, but my experience talking to people says CF patients in the states have as standard a lot of things CF patients in the UK don't get to have.
     
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  6. Backroads

    Backroads Aficionado

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    I can't tell if this is serious.

    Yes, different companies advertise their drugs. We really like our competetive free market.

    But if you honestly think the average patient walks into the office and tells the doctor what he wants based off some ad... wow. Yeah, that doesn't happen like that.
     
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  7. blazer

    blazer Connoisseur

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    So why bother spending millions of $$$$ advertising them?
     
  8. Backroads

    Backroads Aficionado

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    Because doctors are part of the group. They just don't appeal to random patients. Far more money is spend presenting these medicines to medical professionals.
     
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  9. MissCeliaB

    MissCeliaB Aficionado

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    Speak for yourself. I do not.
     
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  10. Backroads

    Backroads Aficionado

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    I was speaking as the general U.S. opinion of liking the ability to make things and advertise and sell them.

    Not to get political, but I've never actually heard anyone that's against that. May I pick your brain as to why? Only you got me curious.
     
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  11. Linguist92021

    Linguist92021 Phenom

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    I came from a country of socialized care (Hungary) and it's still like that, although you have the option to pay out of pocket for private care.

    Growing up it seemed ok, everyone worked and had free healthcare but looking back and comparing what we have here, the treatment was subpar. Doctors are doctors so they will cure you, but the access to western medicine (as in American and not Eastern European) was extremely limited, hospitals were scary, dentists as well. It was customary, almost mandatory to tip your surgeon. They called it "pocket money", because you would discreetly put a large sum of money in their pocket during a consultation, before your surgery. This mount was a huge hardship on a lot of families - none of us were healthy, it was socialism.

    Now it got to the point that if you can, you choose private care. My mom said in most hospitals they have such horrible conditions that if you go for a surgery you're almost certain to catch some virus / or most likely infection due to subpar sanitation that will leave you with horrible complications.

    When my dad went in there for a routine procedure in 2017, he was already in failing health but he caught some kind of an infection in his intestines, he almost died. He was on a ventilator, etc. Many people died from it. Because his liver was already failing it couldn't handle all the medicine they pumped into him and this probably led to his death 2 months later. He might have had only another 6 months, but still.
     
  12. blazer

    blazer Connoisseur

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    In the UK we can also opt for private health care though insurance. OK as long as you are not seriously ill. Once you get something serious then the insurance doesn't cover it and you have to rely on the NHS. Plus if, while receiving private care you contract something like MRSA then they immediately send you to an NHS hospital. As for end of life care, forget it. This is only a story I know but one of my best friends has always had private health care. He is always ill. Every time we meet he is popping some pill or other or following some regime for his health. He is the same age as me. I postulated that the reason he is always 'ill' is that his doctor only gets paid when he is prescribing something or having my friend back for more 'consultations'. I bet he has spent 10X more time in front of a health professional than me and has undergone 5x more procedures than me. Is he healthier than me? Probably not.
     
  13. Mr.history

    Mr.history Cohort

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    May 19, 2019

    I doubt this is true. Most of those medical ads end with ask your doctor about this drug or something along those lines. Most of these ads are marketed towards older people who they show in the ads complaining about one thing or another and telling them to ask there doctor about it.
     
  14. otterpop

    otterpop Aficionado

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    I've had this same experience. It's extremely frustrating.
     
  15. Backroads

    Backroads Aficionado

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    May 20, 2019

    Discussing options with a doctor including a treatment you heard about it a far cry from the implied telling the doctor exactly what you want.
     

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